Dental Payment Plans & Options

Payment Options

We offer the following options:

  1. Pay as you go, per appointment or procedure
  2. Pay upfront for your entire treatment plan and receive a 4% discount on the total fees
  3. Access superannuation
  4. Use insurance in the case of a work, sport of other type of accident or trauma
  5. DVA gold card and Medicare bulk billing

Payment Plans


HUMM is a prominent “buy now, pay later” (BNPL) payment service that has gained popularity as an alternative to conventional credit cards and loans. With HUMM, consumers have the flexibility to make purchases and then spread the cost over time through a structured installment plan. Here’s how it works:

When shopping online or at participating physical stores, customers can opt for HUMM as their preferred payment method during the checkout process. HUMM typically offers various payment plans, allowing users to select an installment period that aligns with their budget and financial preferences.

To determine eligibility, HUMM may conduct a quick credit assessment or evaluate specific criteria. Once approved, the customer can finalize their purchase. Instead of paying the entire amount upfront, they commit to making a series of smaller payments, usually on a weekly or fortnightly basis, until the total cost is covered.

Please note that we offer a 0% interest and 0% deposit with HUMM users!

Denticare Sunshine Coast dental service


  • Payment plans up to $20,000
  • No approval process
  • No credit checks
  • Easy to manage repayment direct debits
  • 20% deposit to start treatment

Mac Credit

  • Payment plans up to $70,000
  • No stress – the whole process is managed privately by our Consultants
  • Up to 7 year terms
  • Flexible options – any additional repayments or rebates from Medicare/Private Health can be added back on to the payment plan at no extra charge
  • Fast efficient approvals, simply apply online

Call Bright Smiles, your Sunshine Coast Dental services today, and arrange your dental appointment.


Bright Smiles Dental offers a variety of payment options for your convenience, including HUMM and Denticare. It is important to understand the terms and conditions associated with these payment providers before engaging in any transactions. By choosing any of these payment options, you agree to the following:


Independent Relationships: HUMM, Mac Credit and Denticare are independent third-party payment providers and are not affiliated with Bright Smiles Dental. Each provider operates under its own terms, conditions, and privacy policies.

Financial Agreement: When you choose to use HUMM, Mac Credit and Denticare, you enter into a financial agreement directly with the respective payment provider. Bright Smiles Dental is not responsible for any financial arrangements, fees, interest rates, or penalties imposed by these providers.

Credit Approval: Some payment options, such as Denticare, may involve a credit approval process. Approval or denial of credit is solely at the discretion of the payment provider, and Bright Smiles Dental does not have control over this decision.

Payment Plans and Schedules: Payment plans and schedules associated with HUMM, Mac Credit and Denticare are determined by the respective providers. It is your responsibility to familiarize yourself with their terms and ensure compliance with agreed-upon payment schedules.

Fees and Charges: You are responsible for understanding and complying with any fees, charges, or interest rates associated with the selected payment option. Bright Smiles Dental is not liable for any additional costs imposed by the payment providers.


By choosing any of the mentioned payment options, you acknowledge and agree to the terms set forth by HUMM, Mac Credit and Denticare. It is recommended that you review the terms and conditions of each payment provider before proceeding with any transactions. Bright Smiles Dental reserves the right to update or modify this disclaimer at any time without prior notice.